Page 6 - Bankable Projects - IINRG, Ranchi

Hkk-izk-jk-xksa-la- IINRG

PreFace

We have investigated the social acceptability and techno-economic feasibility of an
eco friendly option for livelihood. A total of six lac cultivation modules including lac
cultivation (rangeeni crop) on palas (Butea monosperma) and ber (Ziziphus mauritiana);
kusmi crop on ber (Z. mauritiana) and kusum (Schleichera oleosa); Flemingia semialata
(paired row system) and F. semialata (single row system) were evaluated. Primary
and secondary data set were collected during 2013-14 from the various stakeholders
including tribal farmers, traders, processors, expert of financial institutes, government
agencies, cooperative federations, etc. Analysis revealed that benefit cost ratio of
these lac cultivation modules ranged from 2.0 to 6.0. Simultaneously, these modules
of livelihood generate enough employment opportunities varying from 300 to 800
human days/ha at production level.
The Mahatma Gandhi National Rural Employment Guarantee Act (NREGA), 2005
aimed at enhancing the livelihood security of people in rural areas by guaranteeing
hundred days of wage-employment. Lac cultivation practices includes various
activities like pruning, inoculation, phunki removal host plant and lac insect protection,
harvesting etc. which requires more than 100 person days. This activity at farmers’
field is capable of creating the employment for the family members thus generating
good income. Therefore, economically viable bankable projects have been prepared to
assist financial institutions for supporting the tribal and forest dwellers communities
in lac producing areas. Various performance indicators and ratios have been estimated
to provide a synopsis for input output ratios in lac cultivation.
Bankable Projects oleosa, Ziziphus mauritiana and Flemingia semialata. Their contribution in this area
The bulletin is designed to understand the risk of capital investment in lac cultivation.
It will be useful for financial institutions to support resource restraint farmers from
the potential lac growing areas. Suggestions / inputs are sought from stakeholders for
improvement of this publication in future.
We are greatly indebted to Scientists of this institute who has worked for quite long
period on technological aspect of lac cultivation on Butea monosperma, Schleichera

is duly acknowledged. In the last but not the least, we are also thankful various
progressive farmers as well as traders for helping in relevant information and
providing feedback from time to time.

RK Yogi
KK Sharma
R Ramani

iv